Personal Loans

Make your new house a home

Check off your new-home wish list or cover other moving costs with a personal Lifestyle Loan and enjoy no payments for 60 days.1

The keys are just the beginning

Now it’s time for the fun to start—turning your new house into your dream space. New furniture, décor, and appliances add up fast, but a personal Lifestyle Loan can help cover those post-closing costs. Plus, you may be eligible for a special offer when you apply within 90 days of closing on your new home financed with a Georgia’s Own first mortgage.1

Our personal Lifestyle Loan offers:

  • No payments for 60 days for qualified mortgage members1 (that’s you!)
  • Flexible repayment terms and competitive rates
  • Loan amounts up to $50,000
  • Payment protection with optional Member Protection Plus2
Disclosures
1

Promotional offer available to members who purchase a new home financed with a Georgia’s Own first mortgage that closes between October 6, 2026 and December 31, 2026. To qualify for the No Payments for 60 Days offer, you must apply for a new personal Lifestyle Loan within 90 days of your mortgage closing date, but no later than March 31, 2027. Offer is not available for refinance transactions or to members who close on a Georgia’s Own Home Equity Loan or Home Equity Line of Credit (HELOC). The 60-day no-payment period applies only to eligible Lifestyle Loans. Interest begins accruing on the loan date. All loans are subject to credit approval. Additional terms, conditions, and limitations may apply.

2

Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company. Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DPGAP-0813-5B06, CUNA Mutual Group 2014, All Rights Reserved.

Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance, or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.